Medicare SELECT Plans
Friday, July 01, 2005
Medicare SELECT Plans are available in many states. Although Medicare SELECT Plans can be in the form of any of the 10 standardized plans, they are usually either a Plan F SELECT or a Plan J SELECT.
What differentiates SELECT plans from Standard plans is SELECT plans have a list of specific hospitals that one can use (emergencies are generally exceptions) and get complete insurance benefits. In some cases there are also limitations on the use of doctors. When purchasing a SELECT plan a person needs to consider the list of hospitals and also consider if one's current doctors use those hospitals.
Because of the restrictions that apply to these types of policies, Medicare recipients can usually purchase them at a lower price.
7/1/2005 12:00:00 AM
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