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Medicare Supplement Guaranteed Issue Rights

Will your Medicare Advantage Plan be around in 2010? Some Medicare Advantage Plan members will be involuntarily disenrolled from their current plans since some plans will end as of 12/31/09. What does this mean for the Medicare Advantage Plan members? For some this change presents a great opportunity to purchase a Medicare supplement policy without going through any underwriting. If a person's Medicare Advantage Plan leaves Medicare or stops providing benefits in an area of coverage, that pe...

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8/1/2009 12:00:00 AM Comments(0)

Medigap Policies Can Be A Smart Purchase

Being on Medicare is great, right? Well, yes and no. Being on Medicare is great because the monthly premiums are affordable. Medicare Part A has no monthly premium and Medicare Part B has a 2009 premium of $96.40. This is great compared to what an individual health insurance policy would cost for someone that age and there are no exclusion for pre-existing conditions with Medicare.Being on Medicare is not so great when you consider that Medicare Part A has a 2009 deductible of $1,068 and Med...

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6/1/2009 12:00:00 AM Comments(0)

Medicare and Hospice

Medicare Part A includes Hospice as a benefit. Medicare Part A beneficiaries are entitled to hospice benefits if they are terminally ill and have less than six months to live. Hospice benefits include doctor services, medical equipment and supplies, and nursing services among other things. In 2009, Medicare Part A has a $1068 deductible. The beneficiary is responsible for this deductible. Medicare Part B has a $135 deductible and then Medicare pays 80% and the beneficiary pays the remaining...

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6/1/2009 12:00:00 AM Comments(0)

Medicare Supplement Policies Are Easy to Buy

Are you interested in buying a Medicare supplement policy for the first time or replacing your current Medicare supplement plan? Medicare supplement coverage is easy to purchase. Rates can be obtained by completing an online quote form like the one found at www.medicaresupplementcenter.com. Once you receive an email back with a quote comparison and decide with an agent what plan makes the most sense for you, a simple application is then submitted to the insurance company where the medigap pol...

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6/1/2009 12:00:00 AM Comments(0)

Changes to Medicare Supplement Policies

Effective June 1, 2010, there will be 11 new Medicare supplement plans, also know as Medigap plans, to choose from. These plans will include plans A, B, C, D, F, high-deductible F, G, K, L, M and N (If you already have a Medicare supplement insurance, your coverage will not be affected). Plans E, H, I, and J are being eliminated from the Medicare supplement policies. In addition, the At-home recovery and preventative care benefits will no longer be included on Medigap policies. Plan G Medica...

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5/1/2009 12:00:00 AM Comments(0)