Prior to Medicare Part B starting in 2005, Plans H, I, and J had RX coverage.  When Medicare Part D became available, insurance companies could no longer include RX coverage on these plans because the Part D coverage was superior.  When Plan J had RX coverage, it seemed to be too expensive for most people to purchase.  Now Plan J is being offered at competitive rates by some companies.  Plan J is the most comprehensive Medicare Supplement Plan. 

Many seniors have Plan F.  There are two differences between Plan F and Plan J.  Plan J covers up to $120 of preventative care not already covered by Medicare and it includes as a benefit At-Home Recovery.  When comparing plans, today Plan J can be a very good option.