June, 2006

Creditable Coverage and Medicare Supplements

Medicare Supplements can have a six-month wait on pre-existing conditions, unless you have had at least six months of previous health coverage that can be considered "credible coverage". A pre-existing condition is a condition for which medical advice was given or treatment was recommended by or received from a physician within 6 months before the effective date of coverage. In some cases, the Medicare supplement company can refuse to cover your out-of-pocket costs for these pre-existing health ...

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